Lighting the way for Canadians

Yes. You’ll need:

● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa orMastercard logo). Available payment methods. may vary depending on the payment planselected.
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout

If your basket is eligible for monthly payments with Affirm, the option will be presented atcheckout. After confirming your phone number, you’ll be sent a one-time SMS password toconfirm your identity. You’ll then enter a few details for an instant decision. If you’re approved,you will have the option to set up your repayment method with Affirm and accept the terms ofyour payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm helpsite.

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could bedue to the information on your credit file, or because Affirm was not able to verify youridentity or your payment method. 

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debitcard. Available payment methods may vary depending on the payment plan selected.Please note that prepaid cards are not accepted. 

To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team. 

Please reach out to the Affirm team and they will be happy to look into the options available.You can contact them using this contact form.

Affirm does not charge any late or NSF fees. For more information on fees, please see thisFAQ article on the Affirm help site.

Purchases made using Affirm are subject to Lights Canada’s standard return policy. Any returns will be processed by Lights Canada, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Lights Canada has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Lights Canada’s return policy here.

For further information, please refer to the Affirm help center.