What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providingshoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately,while spreading their payments over time. 

Why use Affirm?

Prequalify before you buy 

Get your Affirm spending limit while you’re still shopping. 

Quick and convenient checkout 

Place your order quickly and easily by choosing Affirm as your payment method atcheckout. Enter a few details to get an instant decision and complete your purchase. 

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred paymentmethod. Available payment methods may vary depending on the payment planselected.

How do I use Affirm?

Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option atcheckout.

Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds.Subject to credit approval.

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and breakup the cost.

Frequently Asked Questions

Here's an example of a $1,200 purchase at 5% interest over 12 months with Affirm

*Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by Affirm.

*Payment plans offered by Affirm Canada Holdings Ltd. ("Affirm"). Lights Canada has no influence on whether you are offered and/or approved for a payment plan with Affirm. If you have an issue with yourpurchase, please contact Lights Canada or review our customer Terms of Service.

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